Terms and conditions of use
By accessing and/or using the www.sl-am.com website and any pages thereof (referred to as "this Site" hereinafter), you acknowledge that you have read and understood the following important legal information and that you agree to the terms and conditions set forth therein. If you do not agree to all of the following terms and conditions, do not access or use this Site.

Access
The information and services provided and described on this Site are not intended for distribution to, or use by, any person or entity in any country or jurisdiction where such distribution or use would be contrary to applicable local laws or regulations or would subject Swiss Life Asset Management or any other Swiss Life Group entity to any registration requirement within such country or jurisdiction. Persons or entities in respect of whom such prohibitions apply must not access or use this Site. This Site is reserved exclusively for non-US persons and should not be accessed by any citizens or residents of the United States.

Not an offer
The information presented on this Site does not constitute an offer to buy or sell securities of any kind. Nothing in this Site should be construed as an offer or the solicitation of an offer to purchase or subscribe or sell any investment or to engage in any other transaction. Furthermore, by offering information, products or services via this Site, no solicitation is made to any person to use such information, products or services in sovereign jurisdictions where the provision of such information, products or services is prohibited by law or regulation.

Products and services mentioned or described in this Site may not be available to or suitable for you. You should consult an investment and/or tax advisor concerning your financial situation and tax obligations before making any investment decision.

No basis for decision-making
All information presented on this Site has been prepared by Swiss Life Asset Management, a company of the Swiss Life Group, on the basis of publicly available information, internally developed data and other sources believed to be reliable. It is for general informational purposes only and should not be considered as an individualised recommendation or personalised investment, tax or legal advice. The information is subject to change without notice. Reasonable care has been taken to ensure that the materials are accurate and that the opinions stated are fair and reasonable. All opinions and estimates constitute our judgment as of the date of publication and do not constitute general or specific investment advice. All numbers are unaudited unless otherwise stated. Furthermore, please note that Swiss Life Asset Management and/or its affiliates and employees may have interests or positions in relevant securities or may have a relationship with the issuers.

No guarantee
Swiss Life Asset Management does not warrant the accuracy of the information and materials provided herein, either expressly or impliedly, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose. Swiss Life Asset Management will not be responsible for any loss or damage that could result from manipulation by third parties of any information made available on this Site. Neither Swiss Life Asset Management, nor any of its affiliates, directors, officers or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this Site, or resulting from the act or omission of any other party involved in making this Site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the Site or its information and materials, whether or not the circumstances giving rise to such cause may have been within the control of Swiss Life Asset Management, any other entities of the Swiss Life Group, or of any vendor providing software or services support. In no event will Swiss Life Asset Management, its affiliates or any such abovenamed parties be liable to you for any direct, special, indirect, consequential or incidental damages or any other damages of any kind even if Swiss Life Asset Management or any other party has been advised of the possibility thereof.

Linked websites
This Site may include or be linked to advice or statements of third parties. Swiss Life Asset Management makes no representation as to the accuracy or timeliness of such information, has not and will not review or update such information and cautions you that any use made of such information is at your own risk.

Copyright
Copyright and all other rights to the entire content of this Site are reserved by Swiss Life Asset Management. You may download or print out hardcopies, provided that you mention the source used. Nothing on this Site shall be construed as granting any license or right to use any image, trademark, service mark or logo from this Site. No act of downloading or otherwise copying from this Site will transfer title to any software or other material to you. All other use, in particular reproduction (in whole or in part) and publication requires the prior written consent of Swiss Life Asset Management and acknowledgement of source.

General
Please note that all your movements on this Site may be recorded and analysed for security, marketing and system monitoring purposes, among others.

Access to and use of this Site and any parts thereof, and the terms and conditions of this legal information are governed by the laws of Switzerland. Place of jurisdiction is Zurich, Switzerland.